{"id":3650,"date":"2026-09-01T22:00:48","date_gmt":"2026-09-01T22:00:48","guid":{"rendered":"https:\/\/ccgclimat.com\/en\/?p=3650"},"modified":"2026-09-22T20:30:35","modified_gmt":"2026-09-22T20:30:35","slug":"funding-municipal-climate-adaptation","status":"publish","type":"post","link":"https:\/\/ccgclimat.com\/en\/2026\/09\/01\/funding-municipal-climate-adaptation\/","title":{"rendered":"Funding Municipal Climate Adaptation"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3650\" class=\"elementor elementor-3650\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b33bd9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6b33bd9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a2e261f\" data-id=\"a2e261f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4bfc26a elementor-widget elementor-widget-text-editor\" data-id=\"4bfc26a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"isSelectedEnd\">Across Quebec, RCMs are making progress in developing their climate plans. Some have already had their plans approved, while others are still working on them. The <strong><a href=\"https:\/\/www.quebec.ca\/gouvernement\/politiques-orientations\/plan-economie-verte\/actions-lutter-contre-changements-climatiques\/agir-localement\/aide-financiere-organismes-municipaux\/accelerer-transition-climatique-locale\">Accelerating Local Climate Transition<\/a><\/strong> program (<strong>ATCL<\/strong>; see <a title=\"Financement pour les plans climat\" href=\"https:\/\/ccgclimat.com\/en\/2024\/07\/17\/funding-for-climate-plans\/\">our article<\/a> for more details) specifically supports this work and the implementation of the actions that follow.<\/p>\n<p class=\"isSelectedEnd\">For local municipalities, these plans provide a valuable foundation. However, climate risks do not affect every municipality in the same way. Two neighbouring municipalities may face the same climate projections but have very different vulnerabilities due to their infrastructure, topography, population, or urban development.<\/p>\n<p class=\"isSelectedEnd\">The RCM climate plan essentially provides the regional map. Municipalities can then zoom in on their own territory to determine more precisely where and how to act.<\/p>\n<p>This is exactly the type of work that can be supported through the Green Municipal Fund\u2019s (GMF) <a href=\"https:\/\/greenmunicipalfund.ca\/funding\/climate-ready-plans-processes\">Climate-Ready Plans and Processes<\/a> initiative (which we previously discussed <a title=\"Des financements pour la durabilit\u00e9 des villes canadiennes\" href=\"https:\/\/ccgclimat.com\/en\/2024\/06\/12\/financing-the-sustainability-of-canadian-cities\/\">here<\/a>), administered by the Federation of Canadian Municipalities (FCM).<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dcf60c8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dcf60c8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd041ef\" data-id=\"fd041ef\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6f49a9 elementor-widget elementor-widget-heading\" data-id=\"d6f49a9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Up to $140,000 to Advance Climate Adaptation at the Municipal Level<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-591032d elementor-widget elementor-widget-text-editor\" data-id=\"591032d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"isSelectedEnd\">The program funds initiatives that help communities better understand their climate risks and integrate adaptation into planning and decision-making. For the funding cycle currently open in Quebec, applications can be submitted until <strong>December 8, 2026<\/strong>.<\/p><p>The maximum grant depends on the municipality\u2019s population:<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-efc6231 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"efc6231\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0800e00\" data-id=\"0800e00\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7eb29aa elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7eb29aa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: center\"><strong>Population<\/strong><\/p><p style=\"padding-left: 40px\">Fewer than 50,000 residents<\/p><p style=\"padding-left: 40px\">50,000 to 500,000 residents<\/p><p style=\"padding-left: 40px\">More than 500,000 residents<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-73581de\" data-id=\"73581de\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a3dc0b3 elementor-widget elementor-widget-text-editor\" data-id=\"a3dc0b3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: center\"><strong>Maximum Grant<\/strong><\/p><p style=\"text-align: center\">$70,000<\/p><p style=\"text-align: center\">$105,000<\/p><p style=\"text-align: center\">$140,000<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-2380f45 elementor-widget elementor-widget-spacer\" data-id=\"2380f45\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d63aab0 elementor-widget elementor-widget-text-editor\" data-id=\"d63aab0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The GMF\u2019s base contribution covers <strong>60% of eligible costs<\/strong>. However, cumulative funding enhancements may increase this rate to <strong>100%<\/strong>. These enhancements may notably take into account the size of the municipality, meaningful consideration of equity, inclusion or Reconciliation, as well as certain intermunicipal collaborations or partnerships with an Indigenous community.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f58d81 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f58d81\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-86f9aee\" data-id=\"86f9aee\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e846759 elementor-widget elementor-widget-heading\" data-id=\"e846759\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Types of Initiatives Can Be Funded?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1adb84b elementor-widget elementor-widget-text-editor\" data-id=\"1adb84b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"isSelectedEnd\">For a municipality already covered by an RCM climate plan, several options are available. The key is to build on existing knowledge rather than starting the analysis again from scratch.<\/p><p class=\"isSelectedEnd\">The GMF identifies the following as eligible activities, among others:<\/p><ul data-spread=\"false\"><li><strong>a climate risk or vulnerability assessment<\/strong>, to better understand potential impacts on infrastructure, municipal services, and populations;<\/li><li><strong>a municipal adaptation plan or strategy<\/strong>, to translate identified risks into priorities and measures tailored to the local context;<\/li><li><strong>hazard and risk mapping<\/strong>, for example to better identify exposed areas;<\/li><li><strong>integrating resilience into land-use planning<\/strong>, regulations, asset management, or design standards;<\/li><li><strong>integrating climate considerations into municipal processes<\/strong>, including procurement, council decisions, or other internal mechanisms;<\/li><li><strong>training and capacity building<\/strong> for municipal teams, as well as certain community engagement initiatives.<\/li><\/ul><p class=\"isSelectedEnd\">A municipality may therefore choose to develop a <strong>more detailed adaptation plan at the local level<\/strong>. It may also decide to explore certain issues already identified in the RCM climate plan in greater depth, such as heavy rainfall, flooding, heat, erosion, or the vulnerability of specific municipal systems.<\/p><p>In the case of a highly targeted analysis focused on a single asset or an already defined project, however, it is important to carefully consider which funding program is most appropriate. The <em>Climate-Ready Plans and Processes<\/em> initiative prioritizes a community-wide approach and consideration of multiple climate risks. This work can also help prepare for the next stages. Once risks and priority solutions are better defined, other GMF programs may support a feasibility study and, eventually, the implementation of an adaptation project.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0494eb6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0494eb6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ffcf93d\" data-id=\"ffcf93d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de6b013 elementor-widget elementor-widget-heading\" data-id=\"de6b013\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">From Climate Plans to Decision-Making Processes<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d0b230 elementor-widget elementor-widget-text-editor\" data-id=\"3d0b230\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"isSelectedEnd\">Climate adaptation is not only about producing a new plan. A municipality can also work to integrate the findings of its climate plan into its day-to-day decisions.<\/p>\n<p class=\"isSelectedEnd\">This is one of the objectives of the <strong>Climate Test<\/strong>, a decision-support tool that helps assess municipal projects from both a GHG emissions reduction and climate resilience perspective. CCG supported the City of Qu\u00e9bec in designing and implementing such a tool. We also documented our experience in <a title=\"Int\u00e9grer le climat aux d\u00e9cisions municipales\" href=\"https:\/\/ccgclimat.com\/blog\/2026\/08\/06\/integrer-le-climat-aux-decisions-municipales\/\">this article<\/a>.<\/p>\n<p class=\"isSelectedEnd\">The GMF explicitly identifies the integration of adaptation into municipal processes as an eligible activity. This approach can therefore offer another way to build on the work already completed through the climate plan.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9a1ef6d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9a1ef6d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-513955e\" data-id=\"513955e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0fcbdfa elementor-widget elementor-widget-heading\" data-id=\"0fcbdfa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Costs Can Be Covered?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14305de elementor-widget elementor-widget-text-editor\" data-id=\"14305de\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"isSelectedEnd\">The program covers several categories of expenses directly required to carry out the project. <strong>Consultant, professional, and subcontractor fees<\/strong> are eligible. The municipality may also include the actual time spent on the project by its staff, subject to the program\u2019s applicable rules.<\/p><p class=\"isSelectedEnd\">Certain costs related to public consultations, project communications, required travel, translation, or other administrative expenses directly related to the project may also be eligible. However, the municipality\u2019s general operating expenses are not.<\/p><p>One element deserves particular attention: <strong>costs related to preparing the funding application itself may be eligible up to a maximum of $5,000<\/strong>, when incurred no more than 90 days before FCM receives the application. This does not mean that other expenses incurred before submission automatically become eligible.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-87d4081 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"87d4081\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-86dfda0\" data-id=\"86dfda0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c65d88b elementor-widget elementor-widget-heading\" data-id=\"c65d88b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Building on the Work Already Completed<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8027484 elementor-widget elementor-widget-text-editor\" data-id=\"8027484\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"isSelectedEnd\">Based on your RCM\u2019s climate plan, CCG can help you identify the issues specific to your municipality, structure an appropriate approach, and prepare your funding application to the GMF.<\/p><p class=\"isSelectedEnd\">The current application period for the Climate-Ready Plans and Processes initiative closes on December 8, 2026. However, the GMF recommends submitting applications as soon as they are ready to allow sufficient time for review before the program closes.<\/p><p><strong>Do you have a project or an issue you would like to explore further? This is a good time to assess its eligibility and begin structuring your application. Contact us to discuss it.<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>From climate plans to action: discover GMF funding to help municipalities better plan and strengthen local climate adaptation.<\/p>\n","protected":false},"author":4,"featured_media":3656,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[33,30,57,56,58,47],"class_list":["post-3650","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-adaptation","tag-adaptation","tag-climate-change","tag-fcm","tag-financing","tag-fmv","tag-sustainable-finance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/ccgclimat.com\/en\/wp-json\/wp\/v2\/posts\/3650","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ccgclimat.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ccgclimat.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ccgclimat.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/ccgclimat.com\/en\/wp-json\/wp\/v2\/comments?post=3650"}],"version-history":[{"count":15,"href":"https:\/\/ccgclimat.com\/en\/wp-json\/wp\/v2\/posts\/3650\/revisions"}],"predecessor-version":[{"id":3687,"href":"https:\/\/ccgclimat.com\/en\/wp-json\/wp\/v2\/posts\/3650\/revisions\/3687"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ccgclimat.com\/en\/wp-json\/wp\/v2\/media\/3656"}],"wp:attachment":[{"href":"https:\/\/ccgclimat.com\/en\/wp-json\/wp\/v2\/media?parent=3650"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ccgclimat.com\/en\/wp-json\/wp\/v2\/categories?post=3650"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ccgclimat.com\/en\/wp-json\/wp\/v2\/tags?post=3650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}